2024 Roth Ira Contribution Limits Over 50. The maximum roth ira contribution for 2024 is $8,000 if you’re age 50 or older, or $7,000 if you’re younger. Retirement savers 50 and older.
Contribution limits are enforced across traditional iras and roth iras, but income limits only apply to roth accounts. That’s up from $6,500 in 2023.